It starts with a simple text message from an unknown number. The message might read, “Hey, how’s it going?” or “Are you still coming tonight?” — something casual and friendly enough to make you wonder if it’s just a wrong number.
But behind that innocent greeting could be a cybercriminal waiting to strike.
Once you respond, the scammer will begin chatting to build trust. Over time, they will introduce a “can’t-miss” investment opportunity, often involving cryptocurrency, gold, or another fast-money scheme. They will promise big returns with zero risk and direct you to a website or app where you can supposedly invest.
Unfortunately, those sites are fake. The moment you send money or transfer crypto, your new “friend” disappears, and your funds are gone for good.
This type of fraud is known as smishing (SMS phishing), where criminals use text messages to trick victims into revealing information or sending money.
How to Protect Yourself
Ignore unknown numbers. If you get a random text, do not respond, even if it seems friendly. Engaging confirms that your number is active, making you a target for future scams.
Be skeptical of “guaranteed” returns. No legitimate investment can promise risk-free profits.
Never send money, cryptocurrency, or gift cards to someone you have not met and verified in person.
Staying alert and cautious can help ensure that a friendly “hello” does not turn into a costly goodbye.